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TransactWorld is providing a state of the art Payment Gateway Solution representing an essential infrastructure component for the card not-present industry. Being a single entry hub to global markets the TW4 Platform represents a bridge between merchants and financial institutions. Throughout the world history, Cyprus was vital center of successful trade. TransactWorld as a well established Cyprus based company retains that culture enabling global transactions in a SIMPLE, SECURE, SWIFT and SCALABLE environment. TransactWorld is passionate about delivering high quality services and continuously develops its system and tools to benchmark the industry. With vital and dedicated staff that is breathing online and mobile payments, TransactWorld will always be your first choice global merchant services partner.


Simple and Easy Integration

Our REST API will allow your merchants to integrate instantly. Merchants can simply copy the code from your web-page and start testing. You can use our API for authorizing, capturing, refunding a payment as well as getting information of previous payments. The white label documentation will complement your service. All API’s are build to the latest development standards and will help to speed up the merchant boarding.

Secure Transaction

TW4 Platform is implemented and audited according to the latest payment card security standards and is PCI DSS certified. Ongoing enhancement of the security policies, technologies and processes happen to ensure secure handling of card holder’s and other sensitive data. The TW4 Platform follows PCI DSS operational and technical requirements for storing, processing and transmitting cardholder data.

Swift Merchant Onboarding

TW4 Boarding, a TW4 platform module, is a solution for merchants’ boarding with the banks. By selecting a specific bank you will get tailored query for the selected acquirer, only the required fields will be visible. All merchant data can be securely saved for sending application packages to multiple acquirers. Information needs to be filled in only once. Paperless process of rendering the contract is available for the banks that accept e-signed contracts. The boarding manager is an efficient tool that enables you smooth boarding process to apply with multiple banks within minutes.

Scalable Platform

Our Platform is build to support your business wherever you are. We are integrated with vast number of international banks , hence if you want to act as a local merchant providing services for your community or prepare to act globally for a large customer portfolio we have the expertise to cater your requirements. In the past we have completed a lot of custom developments for our clients in need of a special functionality or API to conquer within their segment. Even if we don’t have the right solution integrated right now, as long there is a business case it is easy to upgrade in no time.



TW4 is hosted in secure and fully redundant 24x7x365 datacenters and built to enable all different international payment methods needed to support your country specific business. Needless to say our System is PCI DSS certified and with our efficient development suites, well documented web and mobile SDKs as well as our multi lingual support team will get you started in no time.



TW4 Wallet is a smartphone application allowing online and in-store payments without the need to present your card. It even works with alternative payment options like voucher systems or bank transfer. The TW4 Wallet is securely storing and processing your clients payment data. For large corporations we have the option to white label the wallet to your brand.



TW4 Risk Tracker is a platform module detecting, analyzing and managing transactions, behaviors and habits of your customers. Collecting and analyzing as many data points as possible and acting accordingly are vital elements to manage and fully control your online transactions and more important safeguarding your compliance status. The TW4 Risk Tracker helps your support team to actively consult clients if needed and avoid high return rates or chargebacks.



TW4 Boarding Manager is a platform module designed to speed up the merchant boarding process with any bank and alternative payment method. By selecting a bank you will get a tailored online form only asking for the very specific data in need to complete the contract. Once entered your data is securely stored and available for further applications and contracts like the mandatory PCI merchant questionnaire. Multiple data entries can be a pain especially if you have to apply for a multitude of banks and countries. The TW4 Boarding manager is the perfect solution for a paperless and smooth boarding with those partners who allow digital signatures.




For higher security level, TW4 Platform applies dozens of fraud rules and external partners’ fraud engines for every processed transaction.


TW4 Platform is PCI DSS compliant and every customer of the Platform becomes automatically PCI DSS compliant.


TW4 Platform provides you acceptance of major payment methods including credit cards and debit cards.


For your business expansion beyond borders, TW4 Platform enables processing transactions in various currencies.


TW4 Platform uses efficient development suites, web and mobile SDKs allow you to integrate easily with the Platform within minutes.


TW4 Platform keeps you updated of your real time performance with deep insights into your performance with marked points for improvement.

TW4 Documentation



The TW4 Platform provides powerful transaction processing APIs and various other modes of integration. The tutorial provides all necessary information for a seamless integration. The TW4 Documentation web site describes how to integrate with our REST API and how to use all the platform services. It represents various methods of implementing online payments in e-stores via different services and is dedicated primarily to developers that want to implement the TW4 payment system.



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